{"id":865,"date":"2023-12-06T15:47:54","date_gmt":"2023-12-06T20:47:54","guid":{"rendered":"https:\/\/sedgwickcom.wpengine.com\/?page_id=865"},"modified":"2026-03-24T09:50:49","modified_gmt":"2026-03-24T13:50:49","slug":"risk-and-recovery","status":"publish","type":"page","link":"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/","title":{"rendered":"Risk and recovery"},"content":{"rendered":"            <div  class=\"subnavigation-block wp-block-sedgwick-subnavigation\">\n            <div class=\"subnavigation-block__inner\">\n                <div class=\"subnavigation-block__main-link-div\">\n                                            <a data-business-unit=\"Claims administration\" data-solution-type=\"Claims administration\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/\" class=\"subnavigation-block__main-link\">CLAIMS ADMINISTRATION<\/a>\n                                        <div id=\"subnavigation-block__mobile-toggle\">\n                        <img decoding=\"async\" src=\"https:\/\/www.sedgwick.com\/wp-content\/themes\/sedgwick\/assets\/2025-icons\/chevron-down-current-color.svg\" aria-label=\"Open Subnavigation\" alt=\"\">\n                    <\/div>\n                <\/div>\n                <div class=\"subnavigation-block__links-div\">\n                    <ul class=\"subnavigation-block__links\">\n                                                        <li class=\"subnavigation-item relative\">\n                                                                                                                <a data-business-unit=\"Claims administration\" data-solution-type=\"Workers&apos; compensation\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/workers-compensation\/\" class=\"subnavigation-block__link\">\n                                            <span class=\"item-spacer\"><\/span>\n                                            Workers\u2019 compensation                                        <\/a>\n                                                                                                        <\/li>\n                                                        <li class=\"subnavigation-item relative\">\n                                                                                                                <a data-business-unit=\"Claims administration\" data-solution-type=\"Liability claims\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/liability\/\" class=\"subnavigation-block__link\">\n                                            <span class=\"item-spacer\"><\/span>\n                                            Liability                                        <\/a>\n                                                                                                        <\/li>\n                                                        <li class=\"subnavigation-item relative\">\n                                                                                                                <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/\" class=\"subnavigation-block__link desktop-active\">\n                                            <span class=\"item-spacer active\"><\/span>\n                                            Risk &#038; recovery                                        <\/a>\n                                                                                                        <\/li>\n                                            <\/ul>\n                                    <\/div>\n            <\/div>\n                    <\/div>\n    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n    <section class=\"breadcrumbs-block light-mode wp-block-sedgwick-breadcrumbs\">\n        <ol>\n                            <li>\n                                            <a data-business-unit=\"Claims administration\" data-solution-type=\"Claims administration\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/\" class=\"\">\n                            Claims administration                        <\/a>\n                        <span>\/<\/span>\n                                    <\/li>\n                            <li>\n                                            <span>Risk and recovery<\/span>\n                                    <\/li>\n                    <\/ol>\n    <\/section>\n\n\n            <div\n                        style=\"padding-top:50px;padding-bottom:50px;\" class=\"full-bleed-cta-block wp-block-sedgwick-full-bleed-cta\"            style=\"            \n                    \">\n                        <div class=\"text-stack__container\">\n                \n<div class=\"text-stack__wrapper light-mode small-text text-stack__center-items\" style=\"max-width: 950px;\">\n                <h1 class=\"text-stack__eyebrow\">Risk and recovery<\/h1>\n                <h2 class=\"text-stack__heading \">The largest suite of specialty services to manage risk.<\/h2>\n                <div class=\"text-stack__body\"><p>As the industry leader in integrated specialty services, we have the strongest expertise and most advanced technology to provide seamless, cost-effective support for every specialty liability claim and loss adjusting need.<\/p>\n<\/div>\n                \n<div class=\"buttons-group__wrapper justify-center md:justify-center\" style=\"gap: 40px;\">\n                                <a href=\"#contact\" class=\"btn-25 btn-brand\" target=\"\" tabindex=\"0\">\n                                            Contact us                                    <\/a>\n            <\/div>    <\/div>            <\/div>\n        <\/div>\n    \n\n\n<section class=\"region-group-block light-mode wp-block-sedgwick-region-group\">\n            <div class=\"region-group__container\">\n            <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-cover z-[1] wp-elements-92c01746c52d86aeefc47e4bfd8b5f53\" style=\"padding-top:var(--wp--preset--spacing--3);padding-right:var(--wp--preset--spacing--3);padding-bottom:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3)\"><img loading=\"lazy\" decoding=\"async\" width=\"2121\" height=\"1414\" class=\"wp-block-cover__image-background wp-image-1090\" alt=\"A woman at a set of computer monitors.\" src=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123.jpg 2121w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123-300x200.jpg 300w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123-1024x683.jpg 1024w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123-768x512.jpg 768w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123-1536x1024.jpg 1536w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2023\/12\/dreamstime_m_215615123-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 2121px) 100vw, 2121px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim wp-block-cover__gradient-background has-background-gradient\" style=\"background:linear-gradient(135deg,rgba(0,0,0,0.86) 43%,rgba(0,0,0,0.19) 100%)\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-a1458d1d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center font-helvetica_25 font-bold\" style=\"font-size:1.5rem;letter-spacing:-0.9px;line-height:1.21\">Risk takes many forms. Whether it\u2019s potential property damage, liability issues, insurance fraud or financial loss, you need a partner who can mitigate its impact and help you recover claim costs. Our risk and recovery solutions bring together <mark>the most specialized expertise and comprehensive resources in the industry<\/mark> effectively combat risk and help you quickly recover from a loss. Combining this support under one roof means fewer handoffs, more efficiency and greater cost savings for you. Powered by the most advanced AI technology in the world and the richest data set around, our flexible intake platform (smart.ly) streamlines claim reporting, while our powerful information hub (viaOne), provides complete, real-time visibility into your claims portfolio.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n<\/div>        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-5e739d9f wp-block-group-is-layout-constrained\" style=\"padding-top:5rem\">\n<h2 class=\"wp-block-heading has-text-align-center heading-h3 lg:heading-h2\" style=\"font-size:3.75rem;font-style:normal;font-weight:700;letter-spacing:-0.038rem;line-height:1.05\"><span>Specialized expertise to effectively manage all types of risk.<\/span><\/h2>\n<\/div>\n\n\n\n<section class=\"region-group-block light-mode wp-block-sedgwick-region-group\">\n            <div class=\"region-group__container\">\n            <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"text-grid-block wp-block-sedgwick-text-grid\">\n            <div class=\"text-grid__container\">\n            <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/forensic-accounting\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Forensic accounting services<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Whether you need help assessing the financial impact of a business interruption, cyber event, corporate crime or other loss, our forensic accountants are ready to respond. With Sedgwick, you\u2019ll get the personal touch of a small firm with the resources and reach of a global company.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/special-investigations-unit\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Fraud investigations<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">When there\u2019s suspicious claim activity, our special investigations unit integrates with your current program with us to prevent, detect and investigate insurance fraud, waste and abuse across multiple business lines. Using advanced AI scoring technology, we flag indicators quickly and strategically intervene to reduce risk, control costs and maintain compliance.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/loss-prevention-and-risk-control\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Loss prevention and risk control<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">No matter the industry, we have the most specialized expertise, comprehensive benchmarking data and robust service offerings to improve your loss ratio, underwriting profits and overall efficiency. For carriers, we offer tailored solutions like risk assessments and consultations, application verifications, COPE surveys and building valuations.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/pooling-services\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Pooling services<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">With 3,000+ public entities supported, we\u2019re the most trusted partner for risk pool management in the U.S. Our AI-enabled pooling software and world-class data analytics team help us deliver innovative, tailored pooling services that protect your reputation, improve operations and strengthen your bottom line.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/premium-audit-advisory-services\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Premium audit<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">With us, you can be confident that premiums match their exposures. Our nationwide audit team delivers top-quality results with the fastest turnaround times in the industry. We excel in handling both program and carrier business, and have audit types for any workers\u2019 compensation, general liability and commercial auto needs.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a href=\"https:\/\/www.sedgwick.com\/claims-administration\/resource-staffing\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Resource staffing<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">When things get busy, we can help lighten your workload. Whatever level or type of claim support you need, our seasoned professionals leverage their unmatched expertise and our proprietary technology to efficiently handle claims for property, liability, workers\u2019 compensation and more.&nbsp;&nbsp;<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/subrogation-claims\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Subrogation<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Don\u2019t get stuck with claims that should be paid by a third party. Our subrogation services enhance your existing program by quickly boosting recovery rates and greatly minimizing loss payouts. With jurisdictional expertise in all 50 states, our team excels at identifying optimal subrogation opportunities for almost any type of claim.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/carrier-services\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Multi-policyholder programs<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Leave your day-to-day claims business to us. Our flexible approach, unmatched technical expertise and advanced claims technology \u2013 powered by the industry\u2019s most robust data set \u2013 are why hundreds of carriers and MGAs trust us to manage their programs for industry-leading outcomes and highly profitable results.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/custom-claim-outsourcing\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Custom claims outsourcing<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">Our Digital Adjust Pro solution is perfect for carriers seeking more dynamic outsourced support. From first notice of loss to damage assessments, our industry-leading technology and experienced desk adjusters can expertly handle your claims while meeting the specific needs of you and your policyholders.&nbsp;<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section>\n\n\n<section class=\"text-grid-item-block text-grid-item-block--has-link wp-block-sedgwick-text-grid-item\">\n                        <a data-business-unit=\"Claims administration\" data-solution-type=\"Risk and recovery\" href=\"https:\/\/www.sedgwick.com\/claims-administration\/risk-and-recovery\/delegated-authority\/\" target=\"\" class=\"text-grid-item-block__link\">\n            \n            <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center\"><span>Delegated authority<\/span><\/h4>\n\n\n\n<p class=\"has-text-align-center\">We\u2019ve been expertly managing claims for the most respected insurers, syndicates, brokers and associations for 50+ years. With SSAE 16 (SOC 1) Type II certification and sophisticated virtual adjusting technology, we expedite claim processes, deliver accurate bordereaux&nbsp;and keep costs down while ensuring full regulatory compliance.<\/p>\n\n<\/div>\n                        <\/a>\n            <\/section><\/div>\n\n<\/div>        <\/div>\n    <\/section><\/div>\n\n<\/div>        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n\n\n\n\n<div class=\"wp-block-group has-25-warm-white-color has-25-engaged-black-background-color has-text-color has-background has-link-color wp-elements-d7d3cdcd65d1dcba526013ae574a2c34 is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-4cf1ec27 wp-block-group-is-layout-constrained\" style=\"padding-top:5rem\">\n<h2 class=\"wp-block-heading has-text-align-center heading-h3 lg:heading-h2\" style=\"font-size:3.75rem;font-style:normal;font-weight:700;letter-spacing:-0.038rem;line-height:1.05\"><span>Case studies<\/span><\/h2>\n<\/div>\n\n\n\n<section class=\"bento-card-grid__block is-style-two-columns wp-block-sedgwick-bento-card-grid\">\n            <div class=\"bento-card-grid__container\">\n            <div class=\"acf-innerblocks-container\">\n                        <section class=\"bento-card__block is-style-bento-card wp-block-sedgwick-bento-card\"style=\"background: url(https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/03\/GettyImages-2228444697_550x470.jpg); background-position: center; background-size: cover;\">\n                                    <div class=\"bento-card__overlay bg-vertical-1\"><\/div>\n                                <div class=\"bento-card__content-wrapper\">\n                    \n<div class=\"text-stack__wrapper large-text\" style=\"max-width: 950px;\">\n                <h1 class=\"text-stack__eyebrow\">case study<\/h1>\n                <h3 class=\"text-stack__heading \">Dismantling a storage unit fraud ring<\/h3>\n                <div class=\"text-stack__body\"><p>See how Sedgwick\u2019s special investigations unit stopped a fast-moving storage unit scam and protected a national provider from major losses.<\/p>\n<\/div>\n                \n<div class=\"buttons-group__wrapper justify-start md:justify-start\" style=\"gap: 40px;\">\n                                <a href=\"https:\/\/www.sedgwick.com\/case-study-dismantling-a-storage-unit-fraud-ring\/\" class=\"btn-25 btn-brand\" target=\"\" tabindex=\"0\">\n                                            Read case study                                    <\/a>\n            <\/div>    <\/div>                <\/div>\n                            <\/section>\n                \n\n                        <section class=\"bento-card__block is-style-bento-card wp-block-sedgwick-bento-card\"style=\"background: url(https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/03\/GettyImages-2153962971_550x470.jpg); background-position: center; background-size: cover;\">\n                                    <div class=\"bento-card__overlay bg-vertical-1\"><\/div>\n                                <div class=\"bento-card__content-wrapper\">\n                    \n<div class=\"text-stack__wrapper large-text\" style=\"max-width: 950px;\">\n                <h1 class=\"text-stack__eyebrow\">case study<\/h1>\n                <h3 class=\"text-stack__heading \">Stopping an auto theft ring in its tracks<\/h3>\n                <div class=\"text-stack__body\"><p>Learn how Sedgwick\u2019s special investigations unit used GPS and telematics to uncover an organized fraud ring and prevent future losses.<\/p>\n<\/div>\n                \n<div class=\"buttons-group__wrapper justify-start md:justify-start\" style=\"gap: 40px;\">\n                                <a href=\"https:\/\/www.sedgwick.com\/case-study-stopping-an-auto-theft-ring-in-its-tracks\/\" class=\"btn-25 btn-brand\" target=\"\" tabindex=\"0\">\n                                            Read case study                                    <\/a>\n            <\/div>    <\/div>                <\/div>\n                            <\/section>\n                \n<\/div>\n        <\/div>\n    <\/section><\/div>\n\n\n\n<div class=\"wp-block-group has-25-warm-white-background-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-aef86c6c wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center block-content025 heading-h3 lg:heading-h2\" style=\"padding-top:5rem\"><span><strong><strong><strong><strong><strong><strong>Insights to enhance risk management for claims and losses. <\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/span><\/h2>\n<\/div>\n\n\n\n<section class=\"post-cards-block wp-elements-ac52388396b0a48d10cd061d75ad0995 wp-block-sedgwick-post-cards has-text-color has-25-dynamic-black-color has-background has-25-warm-white-background-color\">\n            <div class=\"post-cards__container\">\n            <div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-query is-layout-flow wp-block-query-is-layout-flow\">\n<section class=\"post-card-block wp-block-sedgwick-post-card\">\n            <div class=\"post-card__container\">\n            <div class=\"acf-innerblocks-container\">\n<ul class=\"wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-39562 post type-post status-publish format-standard has-post-thumbnail hentry category-blog tag-liability tag-litigation tag-risk\">\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/02\/GettyImages-2198684410.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/02\/GettyImages-2198684410.jpg 1200w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/02\/GettyImages-2198684410-300x200.jpg 300w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/02\/GettyImages-2198684410-1024x683.jpg 1024w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/02\/GettyImages-2198684410-768x512.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\"><\/figure>\n\n<div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.sedgwick.com\/category\/blog\/\" rel=\"tag\">Insights<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/www.sedgwick.com\/blog\/the-liability-litigation-puzzle-advancing-tort-reform-for-meaningful-change\/\" target=\"_self\" >The liability litigation puzzle: Advancing tort reform for meaningful change<\/a><\/h3>\n<\/li><li class=\"wp-block-post post-38740 post type-post status-publish format-standard has-post-thumbnail hentry category-article tag-risk tag-risk-control tag-risk-management\">\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1800\" height=\"1350\" src=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance.png 1800w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance-300x225.png 300w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance-1024x768.png 1024w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance-768x576.png 768w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2025\/05\/25-934_05-06_SEDG_Image_Article_Business-Insurance-1536x1152.png 1536w\" sizes=\"auto, (max-width: 1800px) 100vw, 1800px\"><\/figure>\n\n<div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.sedgwick.com\/category\/article\/\" rel=\"tag\">Article<\/a><\/div>\n\n<h3 class=\"wp-block-post-title\"><a href=\"https:\/\/www.sedgwick.com\/article\/captives-provide-foundation-for-risk-management-growth-experts\/\" target=\"_self\" >Captives provide foundation for risk management growth: Experts<\/a><\/h3>\n<\/li><li class=\"wp-block-post post-38738 post type-post status-publish format-standard has-post-thumbnail hentry category-article tag-fire tag-insurers tag-oil tag-property tag-property-damage tag-property-loss tag-risk\">\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1500\" 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href=\"https:\/\/www.sedgwick.com\/article\/hash-oil-fires-are-the-next-big-property-risk-for-insurers\/\" target=\"_self\" >Hash oil fires are the next big property risk for insurers<\/a><\/h3>\n<\/li><li class=\"wp-block-post post-36966 post type-post status-publish format-standard has-post-thumbnail hentry category-article tag-risk tag-risk-analysis tag-risk-assessment tag-risk-control tag-risk-management tag-risks\">\n<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1500\" src=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/01\/Insurance-Thought-Leadership.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/01\/Insurance-Thought-Leadership.png 2000w, https:\/\/www.sedgwick.com\/wp-content\/uploads\/2026\/01\/Insurance-Thought-Leadership-300x225.png 300w, 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